1 pound lump crabmeat -- picked over

1 medium green bell pepper -- cut into strips

1/2 medium red bell pepper -- cut into strips

1/2 medium yellow bell pepper -- cut into strips

1 medium onion -- sliced into rings

1 clove garlic -- minced

1 package 6-inch corn tortillas -- or flour tortillas

1/8 teaspoon cumin

1/4 teaspoon cayenne pepper

1/3 cup mayonnaise

1/4 cup cilantro -- chopped finely

1 1/2 cups Cheddar cheese -- shredded ( 1/2 cup

-- reserved) 1 1/2 cups Monterey Jack cheese -- shredded ( 1/2 cup

-- reserved) 1 tablespoon olive oil -- or vegetable oil

1/2 medium lime -- juiced

1 small jalapeno pepper -- seeded, deveined,

-- and finely chopped Cooking spray

Preheat oven to 450