1 pound round steak -- cubed

2 tablespoons oil

1 cup water

1 bay leaf

1 teaspoon salt

1/4 teaspoon red pepper flakes -- to taste

16 ounces kidney beans, canned -- drained

1 cup rice -- raw

2 medium green pepper -- chopped

1 medium onion -- chopped

1 1/2 teaspoons salt

1 teaspoon curry powder

1/4 teaspoon pepper

Preheat oven to 350